May 9, 2023

The LTD settlement mistakes you can’t afford: Five key issues to consider

The reality of our legal system is that most long-term disability (LTD) claims are settled out of court before they can reach a full hearing in […]
April 4, 2023

Don’t be late: Communicate with your insurer after an accident

Injury victims should err on the side of early communication with their insurers as courts and tribunals take a hard line on statutory deadlines and limitation […]
March 7, 2023

Six steps to take after your LTD benefits are terminated

The threat of termination looms over injured workers from the moment they begin receiving long-term disability (LTD) benefits. However, the risk peaks after two years of […]
February 21, 2023

How to manage IRB overpayments from your insurer after an accident

An income-replacement-benefit (IRB) overpayment is not as good news as it sounds for injury victims, as a recent case demonstrates. The problem comes when the insurer […]
January 10, 2023

Five mistakes to avoid when filing a long-term disability application

Dealing with a workplace disability is difficult enough without the distraction of an argument with your insurer over your long-term disability (LTD) benefits application. In my […]
December 20, 2022

Earning income while receiving long-term disability benefits

Earning an income while collecting long-term disability benefits may be good for your mental and physical health, but it could cause issues with your coverage without […]