November 22, 2023
The critical role of medical evidence in LTD claims
While no two applications for long-term disability (LTD) benefits are the same, they usually share a common decisive factor: medical evidence. To boost your chances of […]
October 26, 2023
Psychological impairment enough to get injury victim out of the MIG
Getting out of the Minor Injury Guideline (MIG) with a psychological impairment is possible, but not straightforward, as a recent decision shows. The applicant in Murray […]
September 20, 2023
How to boost your mental health-related LTD claim
Even as public awareness and understanding increase, challenges remain for those living with mental health conditions – including in the realm of long-term disability (LTD) insurance. […]
August 23, 2023
Three reasons the new property damage opt-out is a bad idea for drivers
Upcoming changes to Ontario’s auto insurance rules allowing drivers to opt out of a key piece of coverage are bad news for almost everyone involved in […]
July 18, 2023
Independent medical examinations: your top questions answered
Your family doctor is rarely the only medical professional you will see after filing a claim for long-term disability (LTD) benefits. In addition to the specialists […]