June 19, 2025
Three signs you may need a lawyer for your LTD denial
Having your long-term disability (LTD) claim denied is a demoralizing experience, but it should never mark the end of your quest to get the benefits you […]
March 12, 2025
Job loss and LTD: Four key scenarios that could impact your benefits
If there is one thing an employee fears more than termination, it may be the development of a disability that prevents them from being able to […]
September 18, 2024
Hybrid LTD plans: Do lower premiums compromise coverage?
Employees may need to look out for their own interests as employers transition away from traditional long-term disability (LTD) plans. In a recent article in a […]
March 20, 2024
LTD insurer hit with record $1.5-million punitive damages award
Bad behaviour towards a long-term disability (LTD) claimant can come back to bite, as one insurer recently discovered — costing them $1.5 million. Insurance companies are […]
November 22, 2023
The critical role of medical evidence in LTD claims
While no two applications for long-term disability (LTD) benefits are the same, they usually share a common decisive factor: medical evidence. To boost your chances of […]
September 20, 2023
How to boost your mental health-related LTD claim
Even as public awareness and understanding increase, challenges remain for those living with mental health conditions – including in the realm of long-term disability (LTD) insurance. […]
July 18, 2023
Independent medical examinations: your top questions answered
Your family doctor is rarely the only medical professional you will see after filing a claim for long-term disability (LTD) benefits. In addition to the specialists […]
May 9, 2023
The LTD settlement mistakes you can’t afford: Five key issues to consider
The reality of our legal system is that most long-term disability (LTD) claims are settled out of court before they can reach a full hearing in […]
March 7, 2023
Six steps to take after your LTD benefits are terminated
The threat of termination looms over injured workers from the moment they begin receiving long-term disability (LTD) benefits. However, the risk peaks after two years of […]
January 10, 2023
Five mistakes to avoid when filing a long-term disability application
Dealing with a workplace disability is difficult enough without the distraction of an argument with your insurer over your long-term disability (LTD) benefits application. In my […]
December 20, 2022
Earning income while receiving long-term disability benefits
Earning an income while collecting long-term disability benefits may be good for your mental and physical health, but it could cause issues with your coverage without […]
